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Safe and Sound

With the passage of HR1434 - Emergency Economic Stabilization Act 2008, your deposits are now safer.

  • The Strength of our credit union is measured by "Capital" or the amount that is "set aside" in reserve to protect the credit union. Currently, United Local Credit Unin, a $110 million credit union, has in excess of 17% Capital...well above the 7% required by our regulators!
  • Each account at United Local Credit Union is now insured up to $250,000 by the National Credit Union Administration (NCUA) one of the strongest deposit funds in the nation
  • Currently loan delinquency is very low at less than a 1/2% of portfolio. We are making safe, sustained consumer and mortgatge loans to our long-standing Members from among hard-working folks in the Fresno area.
  • United Local Credit Union posted a strong earnings year with Return On Assets of .49% for year end 2016.

MEMBERS can help...keep your account in good standing, use direct deposit, and maintain your moral obligation to your loan!


Equal Housing LenderNCUA