| Money Market Accounts | |||
|---|---|---|---|
Minimum Balance
|
|
Interest Rate | |
| $2,500 - $9,999 | 0.10% | ||
| $10,000 - $24,999 | 0.10% | ||
| $25,000 - $49,999 | 0.10% | ||
| $50,000 - $99,999 | 0.10% | ||
| $100,000 & UP | 0.10% | ||
|
Balances below $2,500 will not earn a dividend. $2,500.00 minimum required to open |
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| Savings Accounts | |||
|
Primary & Secondary Savings
Minimum Balance
for Dividends |
Interest Rate | ||
| $1 - $49 |
0.00% | ||
| $50 - $1,999 | 0.00% | ||
| $2000 - $4,999 | 0.03% | ||
| $5000 - $9,999 | 0.05% | ||
| $10,000 & UP | 0.05% | ||
|
*Dividend Rates and Yields apply to each plateau and are calculated monthly on the average daily balance and posted to all applicable accounts remaining open at the end of each calendar quarter. |
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|
Christmas Club Savings
Minimum Balance
for Dividends |
Interest Rate |
||
|
No Minimum Required
|
0.25% |
||
|
*Dividends paid annually on October 31st, calculated by daily balance method.
|
|
||
|
IRA Savings**
Minimum Balance
for Dividends |
Interest Rate |
||
|
$1 - $1,999
|
0.29% |
||
|
$2,000 - $9,999
|
0.29% |
||
|
$10,000 - $24,999
|
0.39% |
||
|
$25,000 - $49,999
|
0.39% |
||
|
$50,000 & Up
|
0.39% |
||
| *Dividend calculation is same as Primary Savings. |
|
||
| Certificate of Deposits - Standard & IRA Available** | |||
| Term | Minimum Balance for Dividends |
Interest Rate | |
| 6 Month | $ 2,000 - $ 9,999 | 0.10% | |
| $ 10,000 - $ 49,999 | 0.15% | ||
| $ 50,000 - $ 99,999 | 0.15% | ||
| $100,000 & UP | 0.20% | ||
| 12 Month | $ 2,000 - $ 9,999 | 0.20% | |
| $ 10,000 - $ 49,999 | 0.25% | ||
| $ 50,000 - $ 99,999 | 0.25% | ||
| $100,000 & UP | 0.30% | ||
| 18 Month | $ 2,000 - $ 9,999 | 0.30% | |
| $ 10,000 - $ 49,999 | 0.45% | ||
| $ 50,000 - $ 99,999 | 0.45% | ||
| $100,000 & UP | 0.50% | ||
| 24 Month | $ 2,000 - $ 9,999 | 0.40% | |
| $ 10,000 - $ 49,999 | 0.55% | ||
| $ 50,000 - $ 99,999 | 0.55% | ||
| $100,000 & UP | 0.60% | ||
|
*APY = Annual Percentage Yield **Refer to your IRA Agreement & Disclosures for additional details |
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Deposit Rates
Now, your deposit rate will be "blended" from the first tier through the top tier.
*Fees can potentially reduce your earnings
Rates Current as of 11/01/2024, Rates Subject to Change. Please Contact the Credit Union at 559-227-8329 for Additional Information